Savings 
Investing in securities that are listed in the Capital or Stock market encourages investors to accumulate their savings in small amounts over time

Income
Investment in the stock market provides a source of income. Shares pay dividends when companies declared profits and decide to distribute part of the profits to shareholders. Bonds pay an interest income to the bondholders.  Sometimes the income earned from listed securities is higher than interest earned from the money or banking sector.

Wealth or Capital gain

Whenever the prices of securities listed in the market go up, the value of the investment of the holders of those securities increases.  This is called capital gain and is an important way of growing wealth through the stock market.  It is important to note that a one –off investment in the Capital market does not make sense.  It is therefore the accumulative investment over time that creates opportunities for growth in wealth through the Capital Market.

Securities as Collateral

Listed securities are easily acceptable as collateral against loans from financial institutions.

Liquidity

Liquidity is the ability to convert shares or bonds into cash by selling within the shortest time possible without losing much value.  When one needs funds urgently, listed securities could be very useful because they are more liquid than most other forms of assets.

Bonds pay an interest income and shares pay dividends income

• Grow wealth: Over time, the value of your investment increases, whenever the prices of your stock go up. This is called capital gains.

• Listed securities are easily acceptable as collateral against loans.